Charitable Gifts and the New US Tax Code

Some non-profits reportedly fear a loss of donations after the changes to the US Tax Code last month. Why? Because the standard deduction has been doubled–to $12,000 for a single person or $24,000 for a married couple filing a joint return. That, in turn, may encourage many people to choose the standard deduction rather than itemizing.

Itemizing, it so happens, is the only way that charitable donations can be deducted (but see below on a legal way around this). I’m not quite sure of the logic that the primary reason people give to charity is that they can get a tax deduction. An itemized deduction does reduce taxable income and hence taxes paid–but is that really why people donate? Don’t they care about the programs, services or causes the charity provides or supports?

Anyway, there is one way to give to charity and still pay less in taxes: Give your RMD directly to charity. Here’s the deal: If you had a tax-deferred investment–like an IRA, once you turn 70 1/2, the IRS wants the taxes that you deferred and any earnings on that investment.  So you must take a required minimum distribution (RMD) from that account. It adds to your taxable income. If you have enough deductions (mortgage interest, state property and income taxes, medical expenses and charitable deductions) to exceed that standard deduction, then you itemize. You’d take that RMD, put it in the bank and donate the cash to the charity. If not, read on.

IF you receive that RMD and THEN give it to the charity, it’s taxable.  BUT, if you arrange to have that RMD go directly to the charity–never touching your hands or your bank account, it is not included in your gross income. Voila–your tax deduction survives, in a manner of speaking, and the charity still gets its money.

Talk to the RMD administrator and to the charity to set this up. Don’t want to give all of the RMD to the charity? Arrange for a percentage amount. Most account administrators have flexibility on dates, where the money is going, etc. Never fear that the charity won’t be happy to receive your money and work out the details with you and the administrator.

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Happy New Year! and Resolutions That Work

Happy New Year! Hope you had a great 2017 or at least survived it and look forward to a wonderful 2018.  😀 

Like the blog itself, this will be an eclectic post. Often, the posts here are about my thoughts or opinions–it is my blog after all.  😉 In 2018, we’ll try to reach out and involve others more. What are friends for after all?  😛

Here’s what’s in this New Year’s first post: 

  • A thank you to the friends I grew closer to and valued more, as well as some new ones who I discovered or who discovered me
  • Accomplishments we have made in 2017
  • A blessedly brief reminder of the most frequent topic here in 2017–Trump and the GOP (Greedy Old Plutocrats)
  • A very short synopsis of and link to a post about resolutions that has graced Views before–the point being to regard them as real as you want them to be and how to make them happen
  • My own goals and determinations for 2018–in other words, not what I wish for but what I will do [if you want to skip ahead, it’s at the end of this longish post]

Thank you

Getting more engaged with more fellow writers–a resolution that I didn’t make expressly clear in my own mind but succeeded at (somewhat) in 2017. So thank you to all that visited here or elsewhere among my blogs and websites. We helped one another this year. I will extend myself more in 2018. The value of that became evident to me as I launched The Fountain short story collection and a tenth anniversary edition of Waiting for Westmoreland.

So thank you to Debby Gies, Sally Cronin, Chris “The Story Reading Ape” Graham, Nicholas Rossis, June Randolph, Tina Frisco, Byron Edgington  and many more. For those I didn’t name, please don’t feel slighted; the memory isn’t what it used to be and time is running short to finish this. 🙄 Many of you launched new books this year as well. I will try harder next year to be of more help to you. I know the 80-20 prescription–I just need to follow it.  😉

2017 Revisited–i.e., mostly victories 

  • Lost more than 23% of body weight (nearly 60 pounds), substantially exceeding the goal I set
  • Exercised more consistently than ever
  • Unexpected bonus–the change in our eating habits that made weight loss possible also saved big bucks on the grocery bill!
  • As noted above, published a short story collection and a tenth anniversary edition of Waiting for Westmoreland
  • Made more connections with other writers
  • Made more sales of my books (thankfully, I’m retired and don’t need to sell books to meet expenses, hahahaha)
  • Gave away many more books than ever before, see above 😎
  • My wife and I made a trip back east to visit family and friends that we greatly enjoyed, while the traffic and human congestion reminded us why we don’t miss the DC suburbs
  • Victories were many and defeats few–most of the latter were minor home maintenance issues which themselves were covered by warranties (hurrah)

Trump and the GOP

Just do a search and you’ll find 30 or so posts on them, just last year with more in 2016. I will try to restrain myself to one per month in 2018. Let’s do the first one right now–very short.

  • Let’s make a new fairy tale for the 21st century–“The President Has No Sense.” Today, the GOP sycophants all praise the mindless Trump as if he has wisdom. We all know differently. His tweets reveal the truth.
  • David Rothkopf said this morning on MSNBC, “It’s not hyperbole to say Trump has lost it.” Not hyperbole, just mistaken. Trump couldn’t lose what he never had. How can anyone run a casino into bankruptcy?
  • Steve Bannon says the June Trump Tower meeting with Donald Junior et al, was “treasonous” and that Mueller will “crack him like an egg on national TV”. Quite possible.
  • Consider Junior’s own words, there are people “at the highest levels of government that don’t want to let America be America.” Exactly, people like himself, his father and other members of the White House–not to mention the members of Congress who want to destroy the FBI and other institutions. Trump and many his supporters in the GOP would rather America be like Russia.
  • Do you suppose Trump will throw “his own son” under the bus during the Mueller investigation? Take a close look at the jet black hair and the face on “junior.” Was there a sperm donor way back when? Junior somewhat resembles Ivana, but not his supposed father. May make a difference when the fecal matter hits the fan!
  • Did you happen to watch the Bill Murray classic “Scrooged” this holiday season? We did and couldn’t miss this line while Mr. Cross (Murray) found himself below a street grate with an ice-covered Herman (Michael J. Pollard)–“Where are we, Trump Tower?” This movie was released in 1988! Trump Tower opened five years before!
  • To paraphrase Ivanka, there’s a cold place in hell for people who rob from the poor to give to the rich–and saddle grandchildren and great-grandchildren with a massive deficit to pay for. They’re the Greedy Old Plutocrats who passed the “Tax Scam and Millionaire and Up Wealth Enhancement Act of 2017.”
  • Finally, who has the smaller hands and shorter fingers–Kim Jong Un or Donald Trump? We know the latter is worried about the size of his manhood by the tweet about nuclear buttons don’t we? Maybe there’s been more than one sperm donor along the way, eh?

Make Your Resolutions Come True

  • Don’t call them resolutions–call them determinations
  • Make an action plan to attain or achieve them
  • Execute the plan
  • Monitor your progress
  • Forgive yourself for occasional shortfalls
  • Never give up
  • Reread my Resolutions Revisited post from last January–I planned on losing 36 pounds–I got there by the end of July and kept on losing.

2018 Goals, Determinations, Plans

  • Reconnect with our daughter (a blindsided estrangement that happened late summer of 2017–at her instigation)
  • Lose 30 more pounds and tone up the muscles on a home gym
  • Connect with many more fellow writers and bloggers–to support them and gain wisdom from them; I’ll flesh out some target numbers of subscriptions, follows, etc. by February 1st to make this real
  • Make more effective use of Goodreads
  • Read at least 24 books and post reviews of them
  • Transition from LinkedIn to Facebook mid year and retain 500+ connections
  • Publish a novel, The Vacation, for the 2018 holiday season–at 35,000 words of a first draft I have a long ways to go!
  • Post less political stuff and more writing tips here–subject to the winds of change  🙄
  • Continue posting snippets of works in progress on John’s Writing
  • Continue publishing the Eagle Peak Quarterly
  • Take at least one great vacation, location TBD, and a few short excursions
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Book Promo – Get ‘The Fountain: and six more fantasy and sci-fi stories’ FREE from 14th to 18th December…

Humor, twists and more in this collection of seven fantasy and sci-fi short stories.

Karma can be painful in “The Fountain”–when a plunderer meets a long-dead shaman.

A family adopts a retriever with special talents in “Lily, an Amazing Dog.”

The cover of The Fountain, a Kindle book

A vampire has a strange problem, in “Alfred’s Strange Blood Disorder.”

A perennial favorite, dimensional travel, with a strange twist in “The Closet Door.”

What could that column of fire be, rising from the Atlantic off the Outer Banks, read “The Flame” to find out what it meant to troubled writer Carson.

A wizard casts a spell that works well for a princess, but

will it be as good for him?

Check out “The Wizard.”

Finally, “The Fribble” offers an alien encounter of an odd sort, to a pharmaceutical company rep searching for new drugs in the Amazon Rain forest.

Source: Book Promo – Get ‘The Fountain: and six more fantasy and sci-fi stories’ FREE from 14th to 18th December…

Guest Post from D.G. Kaye on 20 Years After: “I Do”

We welcome our friend and fellow writer D.G. Kaye to Views from Eagle Peak today. She’s here to tell us about her newest book, Twenty Years: After “I Do”: Reflections on Love and Aging. It’s on my list to read in 2018—I am so looking forward to it! 

Along with her reason for writing this book, she offers an excerpt on mortality and a couple blurbs that will make you want to put it on your reading list. Take it away, D.G.!

Front and back covers of Twenty Years: After I Do

Writing this book was a true labor of love. The book stemmed from little things that popped into my head last year when my husband took ill. I was riding a roller coaster of emotions for much of the year with my husband’s health, and it got me thinking about how much had really changed through the years as his aging was happening well ahead of mine.

I’m not suggesting that time isn’t catching up with me too, but what I mean is that my husband happens to be two decades older than me, and when we first got married I let that factor slide because there were so many good reasons to get married. But it’s a learning curve when you have a ringside seat watching your spouse go through situations that become a bit more difficult as the body ages and sickness sometimes takes its toll.

It was an actual statement that my husband made one day that lit up my brain with the book idea. He made a comment out of the blue – “We’ve been together twenty years.” When you read the book, you will understand why that statement spurred the title of the book. And from there, well, it got me thinking about some of the day-to-day activities we do that tend to get altered as one ages, as well as some of the things about the future we don’t normally tend to think about when we’re younger, but become things we’re forced to think about and reckon with. 

The basic formula that I can share to keep the engines of a marriage running smoothly is to always remember compassion and kindness, listen with your heart, talk about your feelings, be a supportive partner, and don’t forget to include laughter in your life every day!

Chapter – Questioning Mortality (an excerpt)

Dying is a part of life, the end result of having had the privilege to live. The life we live is the middle between the two bookends, birth and death, and all the living between the pages becomes the stories people will remember us for. I always felt it morbid to talk about dying, and I’m also superstitious when it comes to speaking out loud about death. I fear I’m opening a door to invite it in as though death were an entity that could hear me speak in the same way that I hope God hears my prayers when I pray. But the fact is that the end of life is inevitable for everyone, whether we think about it or not. No amount of praying, pleading, or wishing to live forever will change that fact.

Blurb: May/December memoirs.

“In this personal accounting, D.G. Kaye shares the insights and wisdom she has accrued through twenty years of keeping her marriage strong and thriving despite the everyday changes and challenges of aging. Kaye reveals how a little creative planning, acceptance, and unconditional love can create a bond no obstacle will break. Kaye’s stories are informative, inspiring, and a testament to love eclipsing all when two people understand, respect, and honor their vows. She adds that a daily sprinkling of laughter is a staple in nourishing a healthy marriage.

Twenty years began with a promise. As Kaye recounts what transpired within that time, she shows that true love has no limits, even when one spouse ages ahead of the other.”

Editorial:

“Twenty Years: After “I Do” shows not only newly married couples but also those in the middle of their lives how to navigate companionship challenges and show love and kindness to their partners, handling life together gracefully and in harmony.

Multibook self-help author D.G. Kaye demonstrates, using examples from her own marriage, how to really commit to a relationship—till death do us part.” – Doris-Maria Heilmann, 111 Publishing

BIO:

Debby Gies is a Canadian nonfiction/memoir author who writes under the pen name of D.G. Kaye. She was born, raised, and resides in Toronto, Canada. Kaye writes about her life experiences, matters of the heart and women’s issues.

D.G. writes to inspire others. Her writing encompasses stories taken from events she encountered in her own life, and she shares the lessons taken from them. Her sunny outlook on life developed from learning to overcome challenges in her life, and finding the upside from those situations, while practicing gratitude for all the positives.

When Kaye isn’t writing intimate memoirs, she brings her natural sense of humor into her other works. She loves to laugh and self- medicate with a daily dose of humor.

Photo of guest author D.G. Kaye

Why I Write

I love to tell stories that have lessons in them, and hope to empower others by sharing my own experiences. I write raw and honest about my own experiences, hoping through my writing, that others can relate and find that there is always a choice to move from a negative space, and look for the positive.

Quotes:

                 “Live Laugh Love . . . And Don’t Forget to Breathe!”

                 “For every kindness, there should be kindness in return. Wouldn’t that just make the world right?”

When I’m not writing, I’m reading or quite possibly looking after some mundane thing in life. It’s also possible I may be on a secret getaway trip, as that is my passion—traveling.

Books and links to buy them:

Twenty Years: After “I Do”

P.S. I Forgive You

Conflicted Hearts

Have Bags, Will Travel

Words We Carry

MenoWhat? A Memoir

Please feel free to connect with me on social media and any of my author and blog pages at:

 www.dgkayewriter.com

www.goodreads.com/dgkaye

www.amazon.com/author/dgkaye7

www.twitter.com/@pokercubster (Of course there’s a story to this name!)

www.facebook.com/dgkaye

www.about.me/d.g.kaye.writer

www.linkedin.com/in/DGKaye7

www.google.com/debbydgkayegies

www.instagram.com/dgkaye

www.pinterest.com/dgkaye7

www.stumbleupon.com/stumbler/DGKaye7

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It’s Holiday Shopping Time–Why Not Books!

book-fair-christmas-final

From Sally Cronin’s Smorgasbord–Variety is the Spice of Life comes these announcements of books for all types of readers from five writers. Print or eBooks in all varieties. Check them out!

Welcome to the first of the Christmas Book Fairs and books that would make wonderful gifts for readers across the genres.. It is also my way of saying thank you to the authors in the bookstore who have been in and out of the blog and so supportive over the year.

via Sally’s Cafe and Bookstore – Christmas Book Fair – Bette A. Stevens, Phillip T. Stephens, Julie Lawford, John Maberry and Annette Rochelle Aben 

The Shameless Party Embraces the Worst American President

It’s been so long since I posted a political diatribe. Been too busy being positive and working on books, websites and more. We’re overdue! Even as I busy marketing books, I must return to the field of political battle.

Person of the Year, Time Magazine cover,  from Time.com

How apropos, how exquisite the timing of Time Magazine’s Person(s) of the Year Cover and Al Franken’s resignation. Franken noted the irony was not lost on him that a man who has bragged of his sexual assaults sits in the Oval Office while he, Franken, resigns for much lesser offenses. Still, Franken did resign and did recognize the gravity of the accusations against him. Time, of course, denied Trump’s assertion that he put them off in considering him for the Person of the Year. Fat chance, fatso.

The Greedy Old Plutocrats revisited (see this item on the GOP failed attempt to repeal the Affordable Care Act).  The GOP derisively renamed the ACA as Obamacare  some years ago while the Dems accepted it as a compliment. Now, the Greedy Old Plutocrats  have passed a so-called Tax Reform Act that is a deficit buster which robs from the poor to give to the rich, donor class. They had no shame trying trying to kill people by destroying the ACA. Now they have no shame increasing the deficit and screwing the poor and middle class.

Of course, as some expert commentators point out and Paul Ryan has already apparently confessed, deficits are part of the plan to “starve the beast” as Daniel Patrick Moynihan said decades ago. By that process, the only GOP approved way of dealing with a ballooning budget shortfall is to cut entitlement programs like Medicare and Social Security. Don’t just screw the middle and lower classes once, keep screwing them!

The Grand Old Pedophiles also have no shame in fully supporting (with very few exceptions) the credibly accused child molester Roy Moore. Well he denied it after all—as did Donald Trump. In the alternate, Bizarro World of the GOP and Orange Top there is no shame for those who deny their misconduct (no matter the number of credible accusers) but all ignominy to those who admit sexual assaults or harassment. Faultless logic for those without a moral compass. Meanwhile, such behavior is OK for their evangelical supporters–so long as they deny it.

They may not support terrorism like ISIS or Al Qaeda, but the Evangelicals warp the tenets of Christian faith just as much as the Islamic terrorists distort the teachings of Islam. Peas in a pod. Pro-life but child molestation is OK. Hey, at least those girls weren’t aborted. Can’t have fun with them if they’re aborted, eh? If Jesus were walking the earth, you have to know he would cast them out of their mega churches faster than he did the moneychangers from the temples.

Ever hear of dry mouth or throat causing a slurring of speech? Me neither. Trump may have had a stroke. Maybe we’ll know after he gets that physical at Walter Reed—or not, if the results aren’t redacted. He doesn’t smoke or drink (so he says; are they pouring grape juice in those glasses he toasts with at diplomatic affairs?). But the only exercise he gets is getting in and out of the golf cart he rides in during those 900 rounds of golf he’s played this year. Then there’s those 3,000 calories a day of greasy fast food he consumes. Collectively this doesn’t lead to healthy arteries. Will impeachment, Mueller or a medical event get him out of office get him out of the White House first?

He must be slipping mentally though. Consider the look of adoration that Pence used to give him (it’s quite similar to the lusty look that Melania gave him at the inaugural ceremony. I won’t be crass enough to remark what physiological process might be ongoing given that look, but one could be excused at thinking she was thinking he’d “get lucky” that night. Now Pence has a more concerned look. Check Pence’s face in the background while Trump bloviates about recognizing Jerusalem as the capital of Israel and slurs his speech. Pence has less love or admiration for Trump now. Or, just maybe, he’s just considering how Karen might want to change the drapes in the White House.

Indictments! Guilty pleas! The terror begins in what passes for Trump’s mind. What will Flynn say? What did he hear—plenty, no doubt. What will the financial documents reveal? What will happen with Junior (BTW: why does he appear so dark, Italian-looking—is he really Trump’s kid? What about Jared? Erik Prince and all the rest of the collusion cast of characters? Who will be going to jail? Too late to pardon Flynn–he’s already pleaded guilty and is cooperating!

Ah, but Trump buys Ty Cobb’s assurances that Mueller will conclude the investigation before year’s end and the nut job in the Oval Office will be exonerated. When that doesn’t happen, how high will the orange top blow? Oh, never mind. Sean Insanity, the rest of Trump TV (AKA Fox News) and the Reprehensible Republicans are already smearing Mueller, the entire FBI and everyone who attacks Trumpty Dumpty. Still, if Trump gets even more unhinged, smearing Mueller won’t matter.

Only once, in many decades of voting, did I ever vote for a Republican. I’m sorry I did, back in the 80s. I will never do so again in my remaining lifetime. Anyone who runs under that banner owns the behavior of the that party.

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P.S. I Forgive You by D.G. Kaye–a great read

I just posted a review of P.S. I Forgive You on Amazon and Goodreads. It’s worth your while to read! Get it on Amazon.

I’ve read two very different books by D.G. Kaye already—Have Bags, Will Travel, a trippy (pun intended) book about her travel adventures complicated by the shopping gene and Conflicted Hearts, the introduction to the mother that created a dysfunctional family. P.S. I Forgive You takes up where Conflicted Hearts leaves off—dealing with the emotional turmoil of dealing with a dying mother. Reconcile? Not a realistic option given all the pain Kaye suffered. She finally broke off several years before and couldn’t engage sympathetically as a dutiful daughter might under the circumstances. While the title is “I Forgive You,” it applies more to herself as her mother in my reading. If you’ve been a part of a dysfunctional family or had a narcissistic parent, this is a book you should read. You’ll see how Kaye survived the emotional roller coaster and wound up becoming a happy and healthy person.

View all my Goodreads reviews

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Smorgasbord–Variety is the Spice of Life, Sally Cronin’s Wonderful Site

We’ve been featured on Sally Cronin’s site, as have countless other authors. Her Smorgasbord site is the fifth link to writer sites featured in Eagle Peak Quarterly. This is excerpted from the October Quarterly. 

Sally Cronin’s fabulous site is indeed a smorgasbord. Colloquially, people apply this term to all sorts of things beyond the Scandinavian term for a buffet meal. Being of Norwegian descent in part, I know about the latter. Not so ironically, a fair bit of Sally’s site does deal with health and nutrition—i.e., food. But it also covers medical topics, travel and much more. We include it here for all the writing she does herself as well as the promotion of other writers through featuring their writing. There’s no pigeonhole in which to put this site—so the title is quite apt. It’s a fitting end (for now) to the category of links to writer sites.

Sally Cronin, from her website

In addition to much useful information on the site itself, Sally is a writer of many books. Look here:

See her books and reviews page for 2017. Go here for much more—including reviews, more buy links, etc.

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Acknowledgements: See Sally Cronin's links and images more...

The Vietnam War on PBS and Other Things to Check Out on the Web

This is excerpted from the October Eagle Peak Quarterly.  In each issue the Quarterly suggests items it thinks are worth checking out on the web. In October 2017, first and foremost is the one below, on the recently aired film about the Vietnam War and its effects on both America and that country.

Here’s what PBS says about it on their site.

Ken Burns and Lynn Novick’s ten-part, 18-hour documentary series, THE VIETNAM WAR, tells the epic story of one of the most consequential, divisive, and controversial events in American history as it has never before been told on film. Visceral and immersive, the series explores the human dimensions of the war through revelatory testimony of nearly 80 witnesses from all sides—Americans who fought in the war and others who opposed it, as well as combatants and civilians from North and South Vietnam. Ten years in the making, the series includes rarely seen and digitally re-mastered archival footage from sources around the globe, photographs taken by some of the most celebrated photojournalists of the 20th Century, historic television broadcasts, evocative home movies, and secret audio recordings from inside the Kennedy, Johnson, and Nixon administrations. THE VIETNAM WAR features more than 100 iconic musical recordings from greatest artists of the era and haunting original music from Trent Reznor and Atticus Ross as well as the Silk Road Ensemble featuring Yo-Yo Ma.

On a less politically and emotionally charged topic, you can also check out two beautiful photo montages on Nat Geo. Fall foliage and a trip to Norway.

Sunset over Senja Island, Norway. PHOTOGRAPH BY TOMÁŠ HAVEL, YOUR SHOT
View of Heart Lake and the Algonquin and Wright peaks in Adirondack Park, New York. PHOTOGRAPH BY MICHAEL MELFORD, NATIONAL GEOGRAPHIC CREATIVE
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Acknowledgements: Description of PBS series from their more...

Planning that Trip to Walt Disney World

Now is a good time to start planning that summer trip to Walt Disney World next year. What–already? Yes. Take it from Juanita Maberry, whose article “Let’s Go to Walt Disney World,” appeared in the October Eagle Peak Quarterly.  This post is excerpted from her article. 

If you’ve never been to Disney World I really recommend it, no matter what age you are. [Note: While you will see people there with toddlers, bringing your own will complicate your life–requiring naps, getting tired and cranky, etc. You and they will enjoy the experience more after they’re six or seven.] I mentally feel 50+ years younger when I am there and I always have a great time. From your resort (if you’re staying on site, which I recommend), to the parks, restaurants, shopping areas, and lounges you’re surrounded by all things Disney. There is a wonderful themed pool at each resort. Some resorts have beaches, many have table service restaurants, others have lounges and some have entertainment.”

Those Disney critters are everywhere!

Disney World has four theme parks: Magic Kingdom (the first park to open on October 1, 1971), Epcot, Hollywood Studios, and Animal Kingdom. There are also 2 water parks (Blizzard Beach and Typhoon Lagoon), 29 resorts and a campground, 5 golf courses, 2 mini-golf courses, many lakes (offering water sports, boating, and fishing), 2 dinner shows, an entertainment district (BoardWalk), and a shopping/restaurant district called Disney Springs (formerly Downtown Disney).

Each park is located in a different area of Disney World, which is massive?the size of San Francisco or 25,000 acres. Animal Kingdom Park is 500 acres, Epcot is 300 acres, Hollywood Studios is 154 acres, and Magic Kingdom is 107 acres. Just for comparison, Disneyland in Anaheim, California is 85 acres (they have now opened a second park there, California Adventures, 72 acres). So a vacation in Disney World means walking, walking, and more walking but you’ll love the free buses to get you from your resort hotel to the parks. There are also two monorail lines and boats along waterways. Each Disney World park is different with different attractions and shows.


Stuff no one tells you about Disney World

It is huge! Each park is huge and you will do a lot of walking. It is important start walking months before you go to Disney World. You can easily walk miles a day at any of the parks. If you’re not used to walking, it can be a grueling experience. Don’t wear new shoes to Disney World, bring those that are well worn in, this is extremely important. You can also shop for stuff like ear hats and backpacks before you leave home; the Disney Store sometimes will even have sales. Stuff you buy at Disney World is expensive.

If you don’t want to do all this work yourself, many travel agents can help you with this. However, you still need to provide them with your budget, when you want to go, and other information as I have mentioned. I have heard that some of them will do everything for you at no cost to you and will apply any discounts and deals that pop up automatically.

One critical thing to know: you cannot do it all in one visit. You need to select what you can do or want to do and set your priorities. You can always go back. Be aware that things are always changing at Disney World. They will discontinue a ride or event and replace it with something else periodically.

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Acknowledgements: It's all Juanita Maberry

Seeing things as they really are, without the illusions or delusions

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